Client Testimonials

"After our first engagement with IRR-analytics, LLC, we resolved several technical problems with our model, improved our reporting, and streamlined our policy. They helped us through each step with the utmost consideration of our time and resources. The tone of our subsequent exam was markedly improved and we significantly upgraded our risk management programs."

Darcie Upton, CFO
Farmers Bank
Buhl, ID

"We always appreciate the level of professionalism and expertise Brian and his team provide for a competitive price. They are willing to go the extra mile to make sure we are doing things right."

Ed Rarick, CFO
High Plains Bank
Flagler, CO

"We have enjoyed working with IRR-analytics, LLC for our ALM program reviews and deposit studies. They have been knowledgeable, helpful, and easy to work with. IRR-analytics, LLC has been a great resource for Timberland and we highly recommend their work."

Dean J. Brydon, CFO
Timberland Bank
Hoquiam, WA

"IRR-analytics’ work was thorough, cost competitive, and scrutinized by the NCUA without complication."

Louis J. Scungio, CFO
Freedom Credit Union
Springfield, MA

"IRR-analytics, LLC performed an ALM program review/validation and deposit study for Star One. The work exceeded our expectations and was extremely well received by our management team and board. The reports were professional with a clear summary of our interest rate swap and hedging programs. We immediately incorporated the recommendations into practice. Overall, we were extremely satisfied with the results and our experience working with IRR-analytics, LLC."

Richard Aubrey, Treasurer (retired)
Star One Credit Union
Sunnyvale, CA

"What I appreciate most about IRR-analytics, LLC is that they are VERY easy to work with and bring practical workable ideas to the table. The result is improved ALM information and a much smoother exam process. I would highly recommend their work to anyone."

Mark Bower, CFO
Central Bank
Houston, TX

"The service IRR-analytics, LLC provided not only satisfied regulatory requirements, but they also offered up specific recommendations related to policy governance. The suggestions were provided in a redlined version of our existing policy, which made them very easy for us to evaluate and implement. The service was cost efficient, timely, responsive, and professional with very minimal impact to credit union staff. I would highly recommend IRR-analytics, LLC for a third-party asset liability model validation."

Dennis R. Bauer, CFO
Ideal Credit Union
Woodbury, MN

"We have been using IRR-analytics, LLC since 2015, and I am extremely pleased with their reviews, both interest rate risk and liquidity risk. Their costs are lower and their reports are better than those of previous vendors. I appreciate their expertise and the time they take to coach me in making improvements to our programs. Our examiners complemented the reports for completeness and professionalism. In summary, I am totally pleased with the services of IRR-analytics, LLC and fully recommend their services."

Don Madsen, CFO
Idaho First Bank
McCall, ID

"IRR-analytics, LLC addressed all of our needs and concerns in a professional, cost-effective, and timely manner. Their knowledge and expertise helped provide us with excellent documentation and analysis of our existing IRR and liquidity programs in addition to providing useful supporting materials/templates and recommendations for policy enhancements. Our examiners were pleased with the reports and enhancements to policy."

Al W. Bradley, CoB/CFO
TrailWest Bank
Lolo, MT

"We have engaged IRR-analytics, LLC each year since 2014 to conduct our independent IRR and liquidity program reviews. Every year, I am impressed by the firm’s deep understanding of our risk profile, ALM model, and ALCO reporting process. The annual reviews keep us current on regulatory expectations, industry trends and best practices, and the changing risk profile of our institution. We consider the annual reviews an important part of our risk management program."

Trey C. Maust, Executive Vice Chairman
Lewis & Clark Bank

Oregon City, OR

"IRR-analytics, LLC was extremely knowledgeable about our specific in-house financial model and provided us with ideas, templates, and direction for optimizing this tool. Their experience and industry perspective was instrumental in helping us continue to advance our ALM programs. As a correspondent service provider, we have IRR-analytics, LLC listed as a trusted resource on our website and refer their services to clients with confidence."

Chris Hill, SVP/CFO

Bankers' Bank of the West

Denver, CO

"IRR-analytics, LLC has helped our bank significantly upgrade our ALM programs. We use them for all of our ALM work, including interest rate risk, liquidity, and investment reviews. They are thorough on the technical details and the reports are comprehensive yet easy to read. Our board and management team appreciate the annual refresher and our examiners have complimented their work on multiple occasions."

Chad Dashiell, CFO

State Bank Northwest

Spokane Valley, WA